Wednesday, July 16, 2014

Meanwhile Back At Mamma's...

"...the porch light's on, come on in if ya wanna..." ~ Tim McGraw

Actually it's the back light.

But we're home.

All the time.

Anxiously awaiting pay day.

In the spirit of full disclosure, I am in no way complaining about feeling broke.  In the last month I have spent out a lot of money on things that are luxuries.  Central air installed in the house, 6 days of hotel rooms, and new sneakers for Oldest and myself just to name a few.  There's been plenty of money spent on non luxuries as well, like home owner insurance, a full tank of propane, and about $600 worth of co-pays and non insurable extras that I wasn't expecting.  Truthfully, I never take for granted how fortunate I am to be able to pay for all those things in cash, and as much as I mumble about going to work every day, I appreciate that it keeps the roof over our heads, food in the bellies, and shoes on our feet.  Literally. Tony works as well, but our finances are kept separate for the most part, and while he pays a large amount of the expenses around here and randomly hands me proverbial blank checks to do with what I want, I still feel as though it's my responsibility to balance my money appropriately.

And for the last two pay periods, the balance has been dead near zero.

Truth is, it was not really that long ago that every pay period was down to the wire. As a single mom I was the only momentary support for the boys and financial priorities were 1) mortgage 2) day care, and 3) everything else necessary for existing. Our fridge was never full (mind you, now a days it's still never full because Oldest has got the teen tapeworm and eats it ALL.) and quite often I was scouring the attic for things to sell on eBay.  Nonetheless, we survived.  We always managed.  And for the most part, I never worried about how we'd make it though.  I just kept going, day to day, pay check to pay check. So last pay period, when we were down to $4, I kind of looked at it like a challenge.

We went no where we didn't need to go.  Every trip was consolidated with somewhere else.  I said "No" when the kids wanted to go for ice cream.  I resisted hitting the grocery store because I was "in the mood for insert whatever here" and made what we had on hand for dinner instead.  I window shopped online for fabric for the curtains instead of getting tempted in the fabric store. And the finally, Friday came and all was good in our world again.

And then the next round of medical bills came, the new premium for the home owner's insurance, the discovery of an empty propane tank (hot water), and the blow out of Oldest's sneakers.

So here I am again.  Returning unopened vitamins because I can use the $15 for gas (What was I thinking anyway?  TWO capsules, TWICE a day?  No one has time for that.) and foraging the freezer for long forgotten meals to be made.  And though all this, you know what I've discovered?  That despite the whining from the kids of "starving" and "it's not fair that we have no dessert", knowing that I won't be throwing freezer burnt food away makes me feel less wasteful.  Finally making those cookies from the mix way in the back makes the house smell good. And being caught up on laundry, because there's no where to go and Youngest seems to like hanging out in his boxer shorts all day, makes the people in this house smell good.

Yeah, being stuck in the house isn't all that bad, especially when it's pouring buckets outside.  It gives me the chance to change out the buckets it's pouring inside up in the attic.

It seems the whereabouts of the leak is still eluding us both.

And the roofing cement/tar is all gone anyway.

And... there's no money to buy more right now even if I could find the leak.

*sigh*

Is it Friday yet?

20 comments:

  1. Oh goodness, we really are living parallel lives (minus me having a Tony around.) I've been balancing the budget all morning, and have $16 til payday for groceries (thank you medical bills), and even though I did 12 loads of laundry yesterday, Littlest is still currently hanging out in his boxer shorts as I type. When I finally got the shower pan out of the master bath shower last night, I discovered the previous homeowners had jackhammered the foundation out around the drain and I've been showering on top of 4 square feet of ... dirt. Have to go buy a bag of cement to fill in the missing foundation, but that will wait for... you guessed it... payday.

    Good thing we have jobs. And hooray... almost Friday!

    ReplyDelete
    Replies
    1. We are singing with the choir darlin'... singing with the choir...

      Delete
  2. I had to think about this one and come back. I can remember a year when the church bought my kids the Christmas gifts I couldn't... having my sister pick up the phone bill a couple times... NOT good times. Here's to better days ahead!

    ReplyDelete
    Replies
    1. Oh... I have been there. (I think I wrote about the time I came home and found my entire kitchen floor covered in grocery bags via my sister. Or the days we went without heat) THESE are not those times, things are good... just tight. Until Friday. And the weekend, when the roof dries out. :)

      Delete
  3. I begin to know the feeling, even without the kids. Despite being published fairly often, I'm not exactly breaking the bank. MY WIFE brings in the bigger paycheck these days, so I become a bit more mindful of saving on some foods, etc.

    ReplyDelete
  4. We've all been there or are there...and trying to remember that it could be worse. Hang on, sweetie. Life has a way of throwing those curve balls for a while and then things straighten out for a while. It's a vicious cycle.

    ReplyDelete
  5. When it is raining cats and dogs I like to be inside and not out in it..................I am also glad my roof doesn't leak because that would be annoying............just saying

    ReplyDelete
    Replies
    1. It was MUCH better than the last storm, so I think we may have gotten the bulk of the leak. This weekend I will be trying my last resort.. whcih thankfully no one will see, because it's not pretty. But it should hold until we can get the entire rook done.

      Delete
  6. This comment has been removed by a blog administrator.

    ReplyDelete
    Replies
    1. This comment has been removed by a blog administrator.

      Delete
    2. I've had some unexpected bills lately. It's just a way of life. Every month, without fail, I put $50 in my savings account. Even when I need the $50. That safety savings account has saved my butt more than once.

      Love,
      Janie

      Delete
    3. See... it was like it NEVER happened. :)

      Delete
  7. This was a good lesson to teach your kids too so that they learn that while it might not be their favorite thing, they can last until pay day instead of turning to a credit card, etc., and make more of a mess with money management. Very resourceful!

    betty

    ReplyDelete
  8. Too many people would shrug and turn to the credit card in that situation.

    ReplyDelete
    Replies
    1. I no longer use credit cards... the only one I have is locked away in a safe in an undisclosed location. :) You are right though, far too many people would not hesitate to whip out the credit card.

      Delete
    2. Or whip out....but then those dudes have different problems altogether.

      Delete
  9. Thanks for this post Juli.
    Brought back so many memories of the struggles to raise my seven before I met the man I was married to for 45 years. . Thank you ($ in the bucket) to the Salvation Army for winter coats, boots, etc. until the day I die, warm thoughts from time to time of an aunt that always sent a few dollars at Christmas to help fill the kids stockings , my dad bringing me 50lbs of potatoes, the small grocer that would let me charge bread and milk til payday, the hand me downs, the Globe Santa, my late husband Mike are some.
    These days I shake my head at the prices of things and wonder how families are able to even feed their children. The people in the White House need to go into a grocery store and see the prices of fruit and vegetables alone. GASP!
    To this very day, I still compare prices and shop as wise as possible. A habit I'm glad to have kept. ISYN!
    (((hugs)))

    ReplyDelete
  10. I remember when it was a big deal, during the first few months of our marriage, when drinking at home with our friends was the only thing we could afford to do on Friday nights.
    Now?
    We can drink EVERY night. And we don't even need to have our friends over.

    ReplyDelete
  11. You are a brave woman, and smart, too. I have no idea what we would do if we were living on a single paycheck. I think that I would be okay, and Zane and I would be okay, but Larry? He has never even been poor.

    ReplyDelete

Go ahead, comment, you know you want to.